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Born, raised, and invested in South Georgia.

Since 1929, CBC Bank has been proud to work with local people and businesses across South Georgia and beyond.

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Simple and personal banking.

Nobody likes complications. That’s why we offer individual service, easy-to-understand account and lending options, and a full set of features to help you handle your personal finances and take care of business. We pride ourselves on being a true community bank, and strive to make our customers feel truly appreciated for the value they bring to our South Georgia community.

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“When we first started with CBC Bank, any staff that we worked with made sure all of our questions were answered and they helped us to the best of their ability. Like in our own industry, we could tell that customer service was a top priority at CBC Bank.”

Matthew and Lauren Bethel The Medicine Shoppe

We're here for every stage of life.

Student Banking at CBC

Students: Teen and College Age

You may still rely on financial help from your parents or other family members, but it's not too early to start cultivating sound money-management habits. Many financially sound adults accomplished their goals through careful financial planning that began when they were students.

 

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Banking for young adults

Young Adults & Getting Started

Laying the right foundation as you start your career is the key to future financial success, and at this life stage, TIME is your greatest asset. Consider that each dollar you save in your 20s can be worth ten times as much as one saved in your 40s. Through the magical power of compounding, the beginning of your working life is the prime time to start saving towards retirement—even though many people don’t want to think about, or worse yet, act on this principle.

 

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Active family banking options

Active Family & Career-Focused Adults

Maximizing your paycheck in your 30s and 40s is a priority during this time when your income tends to rise. You may have discretionary income for travel and hobbies, and the challenge is to find the right balance between spending and saving. The financial decisions you make now will have the greatest impact on the lifestyle you will enjoy during retirement. It’s important to note that people are retiring earlier and living longer, and you may need more money in the future than you think. CBC Bank can help you stay on track with your long term financial goals.

 

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cbc-retire-2

Retirement

The freedom to live the retirement lifestyle of your choice with more time to spend with your friends and family can make your retirement years truly enjoyable. However, this is not the time to become complacent about your financial initiatives. Stay open to new ideas and opportunities to leverage your money, even if you are satisfied with your products and their performance.

 

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My wife and I have been banking here for the past 7 years and it’s been such a pleasant banking experience. Everyone always seems to know us by name whenever we walk in the lobby! And they’ve gone above and beyond to help us! Especially since my schedule is sometimes difficult to deal with. We would highly recommend this bank for any of your banking needs!

Cody Turpen Valdosta, Georgia

Today's home loan rates.

Conventional 30 year 1
6.889% APR
6.625%
Conventional 15 year 1
6.93% APR
6.5%
VA 2
6.636% APR
6.125%
USDA 4
6.774% APR
6.125%

Please note rates may fluctuate throughout the day. Contact our team to get the current rate at 888-405-7600.

Estimated APR is based on the interest rate plus financing charges.

Helpful Tips & Tools

Online banking

Get a mortgage loan

Banking for your business

1 The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is located in GA and is within Lowndes county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

 

2 A Federal VA 30 year fixed rate mortgage allows qualified veterans to purchase a new home with no down payment. A 30 year fixed rate provides the security of a monthly payment that won't change.

 

3 Interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible. You should consult your tax advisor. If secured by a first lien on a dwelling, payments do not include taxes and insurance and the actual payment obligation will be higher.